FOR NBFCs & LENDERS

Your AI-powered treasury back office.

Cashview connects your LMS, banks, and lenders — then runs your loan book, borrowings, ALM, and every covenant you've signed, so your team doesn't have to.

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Loan Book — Live
Synced with LMS
AUM₹52.4Cr4,120 active loans
GNPA3.2%↓ 0.4% QoQ
COLLECTION EFF.96.8%This month
PRODUCTOUTSTANDINGDPD 30+
Two-wheeler loans
2,840 accounts
₹18.6Cr
2.1%
SME term loans
610 accounts
₹21.2Cr
4.4%
Consumer durable
670 accounts
₹12.6Cr
1.8%
Reconciled with FinnOne Neo · 8 mins agoView portfolio →
LOAN BOOK

Your entire book, always current.

Cashview pulls disbursements, repayments, and write-offs straight from your LMS and reconciles them against your bank — so AUM, GNPA, and collection efficiency are never a month-end guess.

Live AUM and outstanding across every product
GNPA, PAR, and DPD buckets computed automatically
Portfolio cuts by product, geography, or vintage
Reconciled against bank inflows, not just LMS entries
COVENANT TRACKER

Never breach a covenant by surprise.

Every lender sets their own thresholds. Cashview tests one company-wide ratio against each lender's limit and surfaces the tightest one as your binding constraint — with a forward look before you actually trip it.

All financial & non-financial covenants, per lender
Binding-constraint view across the whole stack
Auto-computed vs. manual metrics clearly marked
Projected-breach alerts, quarters ahead of time
Covenant Tracker1 approaching
Leverage (Debt / Net Worth)3.51x Northern Arc
Limit ≤ 3.75x · headroom 0.24x
GNPA3.2% Northern Arc
Limit ≤ 5.0% · auto-computed
CRAR19.4% healthy
Limit ≥ 15% · manual entry
6 financial · 5 non-financial · across 6 lendersFull report →
ALM Ladder — StructuralNo negative gaps
0–1m1–3m3–6m6–12m1–3y3y+
Inflows (assets)Outflows (liabilities)
Cumulative gap positive in every bucketDaily view →
ALM LADDER

Match every asset to every liability.

Cashview buckets your loan collections against your borrowing repayments across the maturity curve, so you can see structural gaps early — and flip to a daily view when liquidity gets tight.

Structural maturity ladder across standard buckets
Daily liquidity view for the near term
Cumulative gap flagged the moment it turns negative
Built from real collections, not scheduled cash flows
IDLE FLOAT & INVESTMENTS

Track your float. Deploy with confidence.

Cashview projects your cash position day by day against every upcoming disbursement and repayment — then tells you exactly how much is safe to deploy, for how long, and when to redeem before an outflow lands.

Day-by-day cash position calendar
Clean deployment windows flagged automatically
Outflow days marked before you commit fresh cash
Redemption reminders ahead of every disbursement
₹1.85Cr average surplus this week — deployable above your ₹2.50Cr buffer.
July 2026
SunMonTueWedThuFriSat
1
₹4.95Cr
2
₹5.18Cr
3
₹4.08Cr
Disbursement
Window opens
4
₹4.32Cr
5
₹4.51Cr
6
₹4.68Cr
7
₹4.83Cr
8
₹5.01Cr
9
₹5.24Cr
10
₹5.38Cr
11
₹5.12Cr
12
₹5.28Cr
13
₹5.44Cr
14
₹5.17Cr
15
₹4.42Cr
16
₹4.61Cr
17
₹4.78Cr
Redeem by
18
₹4.95Cr
19
₹5.11Cr
Disbursement
20
₹5.27Cr
21
₹4.31Cr
DeployableShort horizonOutflow day
2 clean deployment windows this monthDeploy → Investments
Borrowings6 active lenders
TOTAL BORROWINGS₹38.6CrTerm loans + NCDs
BLENDED COST9.4%Weighted avg
NEXT 30 DAYS₹3.7CrDue out
LENDEROUTSTANDINGNEXT DUE
Northern Arc Capital
Term loan · 3.75x lev. limit
₹11.2Cr26 Jul
Vivriti Capital
NCD series II
₹9.5Cr02 Aug
MAS Financial
Term loan
₹7.4Cr15 Aug
Repayment calendar synced to ALM & cashView calendar →
BORROWINGS

Every borrowing on one calendar.

Term loans, NCDs, and working-capital lines from every lender — with repayment dates that flow straight into your ALM ladder and your idle-cash redemption rules.

All facilities and their terms in one place
Blended cost of funds, always up to date
Upcoming repayments feed ALM and cash planning
Each lender's covenant limits linked to the facility

See it against your own book.

Schedule a call — we'll map it to your LMS and lenders. No commitment, no jargon.

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